Skip to content
    W. Capra Consulting Group
    221 North LaSalle Street Suite 1325 Chicago, IL 60601
    1-312-873-3300
    info@wcapra.com
    Contact Us
    • Expertise
      • Payments
      • Retail Technology
      • Data Security
      • McAfee Pro Services
    • About
      • The Capra Difference
        • Leadership
        • Industry Leadership
      • Locations
        • Chicago
        • Nashville
        • Toronto
      • Work for Us
        • Job Opportunities
      • Contact
        • Contact Us
    • CAPRAplus
      • STRATEGIC FORESIGHT
      • CAPRAplus
        • PAYMENTS+
        • RETAILSYSTEMS+
        • DIGITAL+
        • PETRO+
        • LOYALTY+
        • SECURITY+

      Tag: Payments

      Should You Bring Payments In-House?

      Over the past 5-10 years, the retail payments ecosystem has become increasingly complex. New channels and payment tenders have continued to expand promising consumer usage growth and loyalty. Issuing banks have begun offering incentive programs for merchants to prioritize routing and avoid interchange fees. All the while, regulations tighten to ensure compliance and protect consumer…

      January 2, 2019 by wcapra No comment(s) PAYMENTS+ Payments, retail payments, Retail Technology, Technology
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      The Challenges of Being a Marketing Professional

      Being a marketer often feels like living in a Holiday Inn Express commercial.  An employee you’ve never seen before walks up to your desk and offers some advice: “I think you should make the logo bigger and use some glitter.” “I’m sorry, you don’t look familiar.  Are you new in the marketing department?” “No, I’m…

      October 22, 2018 by wcapra No comment(s) CAPRAplus, LOYALTY+, PAYMENTS+, PETRO+, RETAILSYSTEMS+ Convenience Store, Loyalty, Payments, Petroleum
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      NACS Show: Innovating Like a Start Up

      The following originally appeared in Convenience Store Decisions and features W. Capra Senior Consultant, Jim Duboyce. Sheetz aims to empower an incubator team to strategize new initiatives for Sheetz that will position it for the future. In a Sunday, Oct. 7 educational session on innovating like a start up, Moderator Jim Duboyce, senior consultant, W. Capra Consulting,…

      October 9, 2018 by wcapra No comment(s) CAPRAplus, DIGITAL+, LOYALTY+, PETRO+, RETAILSYSTEMS+ Convenience Store, innovation, Loyalty, Payments, Petro
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      What’s Holding Up Contactless Payments in the US?

      Contactless payments in the US have been lauded for years as the next consumer payment trend. Aside from a few very large retailers and transit use in cities like New York, Boston and Chicago, however, there are not many merchants that accept contactless payments in today’s market. This post will discuss why US contactless payments…

      July 31, 2018 by wcapra No comment(s) PAYMENTS+, RETAILSYSTEMS+ card issuance, Contactless, contactless payments, dual interface cards, EMV, mag stripe, mobile payments, MSD, Payments, quick chip, transactions, US payments, wearable devices, wearables
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      Forecasting the Future of Digital Wallets

      The question of digital wallet acceptance is a tired one – but for many merchants a decision they might want to reconsider.  Stored credentials, defined as a system or service that stores multiple payment methods for use across multiple websites, is not a new concept.  In fact, many would say it’s not even a hot…

      March 12, 2018 by wcapra No comment(s) DIGITAL+, LOYALTY+, PAYMENTS+ Android, AndroidPay, apple, ApplePay, Consumer Engagement, customer engagement, Digital, digital wallet, digital wallets, googlePay, Mobile, Mobile Payment, mobile payments, mobile wallet, mobile wallets, payment service provider, Payments, PayPal, venmo, wallet
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      The Cashless Trend

      Several organizations are making changes to go cashless or at least pilot the concept, including Massachusetts’ MBTA, American and United terminals in select airports (Miami being the latest) and Shake Shack’s recently opened cashless location in New York, to name a few.  Living in the Seattle area, I have access to two very publicized cashless…

      February 26, 2018 by wcapra No comment(s) DIGITAL+, PAYMENTS+ amazon, Amazon Go, cashless, checkout, consumer experience, customer experience, fraud, Payments, Pilot Store, QR code, Seattle, secure payments, Starbucks
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      Whitepaper: Managing Risk in Faster Payments Systems

      Under direction from the Faster Payments Task Force (FPTF), the United States seeks to modernize its payments infrastructure and develop a new system which can provide safe, ubiquitous, and faster payment capabilities to all stakeholders in the payments value chain. The opportunities created by the instantaneous movement of money around the world create an equal…

      November 1, 2017 by wcapra No comment(s) CAPRAplus, PAYMENTS+ capraplus, Faster Payments, Faster Payments Task Force, Federal Reserve, FPTF, Payment Architecture, Payments, W.Capra, WCCG
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      W. Capra at NACS

      NACS is fast approaching. Below are the sessions where you can find W. Capra. Come stop by for a visit! Session: Technology Edge CIO Panel Capra Resource: Loren Allston Role: Moderator Tuesday, Oct 18, 3:05pm – 3:55pm Session: Mobile Commerce – Let’s Get Real Capra Resource: Ed Collupy Role: Moderator Tuesday, Oct 18, 4:10pm – 5:00…

      August 15, 2016 by wcapra No comment(s) PAYMENTS+ MAG, NACS, Payments
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      3 Keys to the Golden Rule

      Has technology taken over the world?  Our future seems to be driven by the next efficiency-maximizing cloud-based platform, or the next innovative gadget or app that promises exponential top line growth. As these technological changes move our world faster, I thought a friendly reminder about The Golden Rule would be appropriate. The Golden Rule is…

      July 18, 2016 by wcapra No comment(s) PAYMENTS+ communication, customer loyalty, development, engagement, golden rule, organizational growth, Payments, Technology
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more

      Chargebacks: More than a Minor Headache Since the EMV Liability Shift

      Five months after the 10/1/15 EMV liability shift of counterfeit and lost/stolen fraud from issuing banks to merchants, there is a growing concern throughout the payments industry regarding the high number of chargebacks being issued to merchants. While many merchants budgeted for an incremental increase, many merchants are seeing actual chargebacks volumes increase at an…

      March 11, 2016 by wcapra 1 comment PAYMENTS+ Chargebacks, EMV, Payments
      Facebook
      Twitter
      Google+
      LinkedIn
      Pinterest
      Read more
      W. Capra Consulting Group © 2021.
      221 North LaSalle Street Suite 1325 Chicago, IL 60601
      1-312-873-3300
      info@wcapra.com
      • Twitter
      • LinkedIn