In an effort to increases speed, efficiency, and value creation for fuel and convenience retailers, W. Capra has partnered with Stuzo to offer enhanced streamlined implementation capabilities. The original press release can be found here. PHILADELPHIA, Sept. 9, 2020 /PRNewswire/ — Stuzo, a leading provider of intelligent 1:1 loyalty, contactless commerce, and modern digital storefront technology and W.…
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Evaluating Your Payments Roadmap in the COVID-19 Era
While we still do not have an end in sight to the COVID-19 pandemic, one impact that is here to stay is the shift in the way that people shop and pay. With retail stores temporarily closing or reducing hours, delivery/pickup surging in popularity, and physical contact points being avoided as much as possible, merchants…
June 4 COVID Update: New Case Acceleration Begins for Some States
The following summary and its attached report are the eighth in ongoing series by the W. Capra Data Science team on the impact of the Covid-19 outbreak on the industries we service over time. The first report can be found here, the second here, the third here, the fourth here, the fifth here, the sixth…
Why Not to Delay Your AFD EMV Implementation
If you are old enough, you might remember when there were no cards. Merchants transacted through cash, and service stations were no different. In order to save money and avoid risk, many countries, especially those “in development” continue to transact via cash only. In many countries that have decided to pursue card acceptance, even adopting EMV…
COVID-19 Trends by State: May 20 Update
The following summary and its attached report are the sixth of an ongoing series by the W. Capra Data Science team on the impact of the Covid-19 outbreak on the industries we service over time. The first report can be found here, the second report can be found here, the third report can be found…
COVID-19 Trends by State: April 23 Update
The following summary and its attached report are the second of an ongoing series by the W. Capra Data Science team on the impact of the COVID-19 outbreak on the industries we service over time. The first report can be found here. Using data current as of April 21, new trends and patterns are emerging…
EMV Co. and W3C, United for a World Without Friction
One of the hardest parts of the payments universe is increasing transaction speed and reducing friction for the consumer. Let’s be realistic, we have gone from paying with cash to using a mobile phone in a very short time, but the last five years have brought significant change. In the United States, we approached the…
Mitigating Mobile Fraud via Machine Learning
Many retailers have been making the shift towards applications that allow users to shop and pay for products directly through their phones. This modern way of transacting creates new avenues for tech-savvy fraudsters to benefit. There are many ways to fraud a mobile payment app; reinstallation, dummy emails, multiple devices, loading card info stolen from…
Will Big Tech Become a Payments Disrupter?
In the payments industry we regularly hear rumors about the next big disrupter. Some of these disrupters materialize, some take a while (cough, cough, contactless card acceptance[1]) and some fizzle as fast as the rumors start. One of the latest and more interesting disrupter discussions is Facebook’s proposed cryptocurrency, Libra. There are a bevy of…
Whitepaper: Data Privacy
From the Target and Home Depot breaches to Marriott’s most recent breach weeks ago, data breaches are becoming a near-daily part of the standard news cycle. In response to the increasing concern over consumer data privacy, numerous government entities are evaluating and drafting consumer data privacy protection laws. The European Union was a first mover…
Your project is ready for go-live. Is your project team ready?
This scenario has played out tens of thousands of times: your loyalty/mobile/fill-in-the-blank project, that your project team has been working on for months, is ready to go-live; eight months later, key members of that project team are still providing guidance as it relates to support, use, and everything else related to that project that supposedly…