While January 1, 2023 sounds like it’s eons away, from a project planning and assessment timeline perspective, it’s quite soon. When you add in the CPRA lookback period of January 1, 2022, and associated fines and penalties that will hit in 2023, planning takes on even greater importance.
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Loyalty For Fuel Retailers Has Never Required More Decisions
For Convenience and Fuel Retailers, navigating the minefield of considerations that need to be thought of in relation to Loyalty and Consumer Engagement, surrounding business impacts and business decisions should not be taken lightly. Adding an outside view that has significant industry experience as early as possible in your internal discussions will pay huge dividends…
Eight Digit BIN Expansion Only 12 Months Away
April 2022 may as well be tomorrow in the scheme of assessing, planning, testing and completing projects to mitigate the impact of the eight-digit BIN expansion that Visa will be imposing on merchants.
DCX: Growth Marketing and the Digital Transformation
Executing a successful digital consumer experience (DCX) strategy requires the awareness of what needs to be done to succeed, the knowledge to bring that strategy to bear, and the wisdom to learn from iteration.
October 9 COVID Update: Midwest and Great Plains See Continued Growth
The following summary and its attached report are the twenty-second in the ongoing series by the W. Capra Data Science team on the impact of the Covid-19 outbreak on the industries we service over time. The previous reports can be found in the following links: April 14, April 23, April 30, May 6, May 13,…
Stuzo and W. Capra Partner to Offer Enhanced and Streamlined Implementations
In an effort to increases speed, efficiency, and value creation for fuel and convenience retailers, W. Capra has partnered with Stuzo to offer enhanced streamlined implementation capabilities. The original press release can be found here. PHILADELPHIA, Sept. 9, 2020 /PRNewswire/ — Stuzo, a leading provider of intelligent 1:1 loyalty, contactless commerce, and modern digital storefront technology and W.…
Evaluating Your Payments Roadmap in the COVID-19 Era
While we still do not have an end in sight to the COVID-19 pandemic, one impact that is here to stay is the shift in the way that people shop and pay. With retail stores temporarily closing or reducing hours, delivery/pickup surging in popularity, and physical contact points being avoided as much as possible, merchants…
June 4 COVID Update: New Case Acceleration Begins for Some States
The following summary and its attached report are the eighth in ongoing series by the W. Capra Data Science team on the impact of the Covid-19 outbreak on the industries we service over time. The first report can be found here, the second here, the third here, the fourth here, the fifth here, the sixth…
Why Not to Delay Your AFD EMV Implementation
If you are old enough, you might remember when there were no cards. Merchants transacted through cash, and service stations were no different. In order to save money and avoid risk, many countries, especially those “in development” continue to transact via cash only. In many countries that have decided to pursue card acceptance, even adopting EMV…
COVID-19 Trends by State: May 20 Update
The following summary and its attached report are the sixth of an ongoing series by the W. Capra Data Science team on the impact of the Covid-19 outbreak on the industries we service over time. The first report can be found here, the second report can be found here, the third report can be found…
COVID-19 Trends by State: April 23 Update
The following summary and its attached report are the second of an ongoing series by the W. Capra Data Science team on the impact of the COVID-19 outbreak on the industries we service over time. The first report can be found here. Using data current as of April 21, new trends and patterns are emerging…
EMV Co. and W3C, United for a World Without Friction
One of the hardest parts of the payments universe is increasing transaction speed and reducing friction for the consumer. Let’s be realistic, we have gone from paying with cash to using a mobile phone in a very short time, but the last five years have brought significant change. In the United States, we approached the…