Many retailers have been making the shift towards applications that allow users to shop and pay for products directly through their phones. This modern way of transacting creates new avenues for tech-savvy fraudsters to benefit. There are many ways to fraud a mobile payment app; reinstallation, dummy emails, multiple devices, loading card info stolen from…
Month: July 2019
Will Big Tech Become a Payments Disrupter?
In the payments industry we regularly hear rumors about the next big disrupter. Some of these disrupters materialize, some take a while (cough, cough, contactless card acceptance[1]) and some fizzle as fast as the rumors start. One of the latest and more interesting disrupter discussions is Facebook’s proposed cryptocurrency, Libra. There are a bevy of…
Circumventing Mobile Fraud Protections
With many payment channels, bad actors seek to take advantage of vulnerabilities to secure goods or funds at little to no cost to them; the same holds true for mobile payment applications. With each merchant mobile app implementation, different combinations and permutations of entry points for fraudsters arise, and in my experience, it’s the combination…
Agile Project Delivery – How Do I Know If It’s Right For My Organization?
The retail world is changing more rapidly than ever, and organizations need to deliver solutions to market faster than at any point in history. This need has driven a push to adopt Agile delivery methodologies such as Scrum, Lean and Kanban. What are the benefits and drawbacks of migrating toward Agile? The appeal of Agile…