As the adoption of mobile commerce technology increases, merchants must inevitably consider the means through which they will integrate mobile into their current consumer experience. Some merchants will opt to enable mobile payment through consumer programs such as Android Pay or Apple Pay; in mobile terms, we call this Acceptance....
How to Take Advantage of Learning Opportunities
Note: This article was originally published in CStoreDecisions.com by W. Capra executive consultant, Ed Collupy Retailers looking for insights on the technology front, whether it’s optimizing data or adding a mobile payment system, can find it at the NACS Show. The National Association of Convenience Stores (NACS) Show being held this...
Analyzing the Impact of the Durbin Amendment on Merchants
Fewer pieces of regulation in the payments space have been as divisive as the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection act. What was originally intended as a means of reducing merchants’ debit interchange fees has become a consistent headache for most merchants, large and small....
Taking Stock of Your EMV Readiness
For most merchants, implementing EMV by the October 1 date did not happen. As it currently stands, anywhere from 15% - 25% of merchants will be EMV enabled by October, 2015. This low number means that the majority of merchants who are planning to implement EMV are currently in the planning/design and...
